Currency Converter
Convert between 20+ world currencies. Rates fetched live on page load from open.er-api.com.
Enter an amount to convert.
100 USD =
—
Quick amounts
| USD | EUR |
|---|
Reference rates
USD exchange rates.
Loading…| Currency | 1 USD = | 1 unit = USD |
|---|
Mid-market rates from open.er-api.com. Not for live transactions.
FAQ
Frequently asked questions.
What is a currency converter?
A currency converter is a tool that calculates how much one currency is worth in another using the current exchange rate. For example, it can instantly show you how many Euros, Pounds, or Yen you would receive for a given number of US Dollars. Our free calculator pulls live rates updated daily so you always get an accurate result.
How do I convert dollars to pounds?
To convert US Dollars to British Pounds, enter the dollar amount in the 'From' field, select USD as the source currency, and choose GBP as the target currency. The calculator will immediately display the converted pound value using the current mid-market exchange rate. You can reverse the conversion at any time with a single click.
Where can I find today's currency exchange rate?
Today's exchange rates are published by central banks, financial data providers, and forex markets throughout each trading day. Our currency converter sources live mid-market rates updated daily, giving you a reliable reference point before you exchange money, make an international payment, or compare travel costs.
What currencies can I convert with this tool?
Our currency converter supports 20 major world currencies: USD, EUR, GBP, JPY, CAD, AUD, CHF, CNY, INR, MXN, BRL, KRW, SGD, HKD, NOK, SEK, NZD, ZAR, AED and TRY. Pick any pair from the From and To selectors.
Is the currency converter free to use?
Yes, the tool is completely free with no sign-up, subscription, or hidden fees required. Just enter an amount, choose your currencies, and get an instant conversion result. Rates are sourced from open financial data and refreshed regularly to keep conversions accurate.
Why do exchange rates change every day?
Exchange rates fluctuate based on supply and demand in the global forex market, which is influenced by factors like interest rate decisions, inflation data, trade balances, and geopolitical events. Because markets trade around the clock five days a week, rates can shift multiple times per day. Using a live-rate converter ensures your calculation reflects the most current value.
What is the difference between mid-market rate and bank rate?
The mid-market rate is the midpoint between the buy and sell prices on the global forex market and is considered the fairest benchmark for any currency pair. Banks, credit cards, and exchange bureaus typically add a markup or fee on top of this rate, which is how they profit from currency exchange. Our converter displays the mid-market rate so you can see the true underlying value before any fees are applied.
Do PayPal, Wise, or my bank charge more than the rate shown here?
Yes, almost always. This calculator shows the mid-market rate — the true midpoint rate with no markup. Banks and card networks typically add a 2-4% markup on top, while services like Wise or Revolut are usually much closer to mid-market, often within 0.5-1%. PayPal tends to add one of the largest markups of any major service. Use the rate here as your benchmark, then compare it to what your bank or transfer app actually offers before converting.
Is there a best time to convert currency?
There's no way to reliably time the market — exchange rates move on interest rate decisions, inflation data, and geopolitical events that aren't predictable day to day. If you need currency for a specific purpose (travel, a payment, a purchase), the practical answer is to convert when you need it rather than trying to guess a better rate later. For large amounts, some people split the conversion into smaller chunks over time to average out short-term swings, but this is a risk-management choice, not a way to beat the market.
How do I convert an amount like 299 or 78k to USD?
Choose the currency you have in the From field, choose USD in the To field, and type the amount. For k amounts, type the full number: 78k is 78000 and 1.2k is 1200. The math is amount × rate, where the rate is how many US dollars one unit of your currency buys. For illustration only, at a rate of 1.10, 299 converts to 299 × 1.10 = 328.90 USD. Always use the live rate shown by the converter, because real rates change daily.
Is this the rate my bank, card or cash exchange will give me (AIB, Bloomberg, a currency bureau)?
No. This converter shows the mid-market rate, a benchmark with no fee added. Banks, card networks and cash exchange counters set their own rates, usually a little worse than mid-market. To see what yours costs, compare it to the rate here: margin = (mid-market rate − your rate) ÷ mid-market rate. For illustration, if mid-market is 1.10 and your bank quotes 1.06, the margin is (1.10 − 1.06) ÷ 1.10 = 3.6%. The converter does not display any bank's own rates.
Sources
Sources & methodology.
- ExchangeRate-API (open.er-api.com) documentation — source of the live rates fetched on page load
Related
Related calculators.
Last updated: October 8, 2026